Klarna

Shop now. Pay later with Klarna.

HERE'S HOW IT WORKS

Step 1

Add products to your basket and select “Klarna” when you check out

Step 2

Enter a few personal details and you’ll know instantly if you’re approved

Step 3

Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.

PAY IN 3 INSTALMENTS

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. 

No interest. No fees. No impact to your credit score.

• A new way to pay that's an alternative to a credit card.
• 3 instalments gives you flexibility to shop without interest or hidden fees.
• Not making your payment on time could affect your ability to use Klarna in the future.
• Debt collection agencies are used as a last resort.

Pay in 3 Frequently Asked Questions.
Pay in 3 Terms and Conditions.
You must be 18+ and a UK resident to be eligible for this credit offer.

PAY LATER IN 30 DAYS

Pay up to 30 days later. 

No interest. No fees. No impact to your credit score.

• Complete the payment in full after purchase at no added cost.
• Report returns directly in our app.
• Not making your payment on time could affect your ability to use Klarna in the future.
• Debt collection agencies are used as a last resort

Pay in 30 Days Frequently Asked Questions.
Pay in 30 Days Terms and Conditions.
You must be 18+ and a UK resident to be eligible for this credit offer.

PAY ONLINE OR IN THE APP

Review your latest purchases and make payments in the Klarna app or online.

• Download the Klarna app: www.klarna.com/app
• Log in online: app.klarna.com/login 
• Chat with customer service: www.klarna.com/uk/customer-service

SAFE AND SECURE

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorised purchases.

SUPPORT

Visit the Klarna Support page to find out more about using Klarna.

ABOUT KLARNA

At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love.

• More than 90 million shoppers are using Klarna.
• 200,000 retailers are working with us worldwide.
• We’re one of Europe’s largest banks and we’ve been powering online checkouts for over 15 years.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

Sunrise Records and Entertainment Limited is not a lender and acts only as an introducer. The credit product is provided by Klarna Financial Services UK Limited. Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.

HMV is a trading name of Sunrise Records and Entertainment Limited.